Travel Medical Insurance -- Schedule of Benefits
24-Hour Emergency Assistance • Cashless Benefits Where Applicable • Private, Client-First Coverage
Travel Blessings Care
Plan Comparison
(All amounts in PHP)
| Benefit | BASIC (500K) |
CLASSIC (1M) |
ELITE (2.5M) |
PRESTIGE (5M) |
|---|---|---|---|---|
| PERSONAL ACCIDENT BENEFITS | ||||
| Accidental Death & Disablement / Dismemberment Benefit | 500,000 | 1,000,000 | 2,500,000 | 5,000,000 |
| EMERGENCY MEDICAL ASSISTANCE | ||||
| Travel Medical Insurance | Up to 500,000 | Up to 1,000,000 | Up to 2,500,000 | Up to 5,000,000 |
| Automatic Extension of Period of Insurance | 10 days | 10 days | 10 days | 10 days |
| Pre-Existing Medical Cover | Up to 20,000 | Up to 25,000 | Up to 35,000 | Up to 40,000 |
| EMERGENCY TRAVEL ASSISTANCE | ||||
| Medical Evacuation and Repatriation | Actual Expense | Actual Expense | Actual Expense | Actual Expense |
| Repatriation of Mortal Remains | Actual Expense | Actual Expense | Actual Expense | Actual Expense |
| Care of Minor Child/ren | Actual Expense | Actual Expense | Actual Expense | Actual Expense |
| Return of Dependent Child | Airfare | Airfare | Airfare | Airfare |
| Compassionate Visit | -- | -- | -- | -- |
| TRAVEL INCONVENIENCE BENEFITS | ||||
| Trip Delay (Outbound/Inbound) | 2,000 per 6 hrs / max 10,000 | 2,500 per 6 hrs / max 20,000 | 2,500 per 6 hrs / max 25,000 | 2,500 per 6 hrs / max 30,000 |
| Trip Cancellation | Up to 100,000 | Up to 150,000 | Up to 150,000 | Up to 250,000 |
| Trip Interruption / Curtailment | Up to 100,000 | Up to 150,000 | Up to 150,000 | Up to 150,000 |
| Missed Connecting Flight | 2,500 per 6 hrs / max 10,000 | 3,000 per 6 hrs / max 15,000 | 3,000 per 6 hrs / max 20,000 | 3,000 per 6 hrs / max 25,000 |
| Flight Overbooked | 2,000 per 6 hrs / max 8,000 | 3,500 per 6 hrs / max 10,000 | 3,500 per 6 hrs / max 15,000 | 3,500 per 6 hrs / max 20,000 |
| Diversion of Trip (Outbound & Inbound) | Up to 15,000 | Up to 20,000 | Up to 35,000 | Up to 50,000 |
| Baggage Delay (Outbound) | Up to 5,000 | Up to 5,000 | Up to 5,000 | Up to 5,000 |
| Loss or Damage of Checked-In Baggage | 30,000 (Sub-limit 7,500 per item/pair/set) | 50,000 (Sub-limit 7,500 per item/pair/set) | 55,000 (Sub-limit 7,500 per item/pair/set) | 60,000 (Sub-limit 7,500 per item/pair/set) |
| Loss of Travel Documents | Up to 50,000 | Up to 50,000 | Up to 50,000 | Up to 50,000 |
| Loss of Personal Money | 25% of loss amount (max 10,000) | 25% of loss amount (max 10,000) | 25% of loss amount (max 10,000) | 25% of loss amount (max 10,000) |
| Emergency Communication Expenses | Up to 5,000 | Up to 5,000 | Up to 5,000 | Up to 5,000 |
| BENEFITS FOR OPT-OUT (These benefits can be removed and will reflect on purchase) | ||||
| Hospital Daily Allowance (Accident & Sickness) -- max 10 days | 500/day (max 10 days) | 1,000/day (max 10 days) | 1,500/day (max 10 days) | 2,500/day (max 10 days) |
| Emergency Dental Care | Up to 25,000 | Up to 25,000 | Up to 25,000 | Up to 25,000 |
| Lost, Stolen or Damaged Gadgets | 5,000 (Damage) / 10,000 (Loss) | 5,000 (Damage) / 10,000 (Loss) | 10,000 (Damage) / 20,000 (Loss) | 20,000 (Damage) / 30,000 (Loss) |
| Hijack -- daily allowance (max 10 days) | 2,500/day (max 15,000) | 2,500/day (max 25,000) | 5,000/day (max 50,000) | 5,000/day (max 50,000) |
| Car Rental Excess Protection | Up to 5,000 | Up to 10,000 | Up to 15,000 | Up to 20,000 |
| Accidental Burial Benefit | Up to 25,000 | Up to 25,000 | Up to 25,000 | Up to 25,000 |
| Personal Liability | Up to 1,000,000 | Up to 2,000,000 | Up to 2,500,000 | Up to 3,000,000 |
| Home Contents | Up to 25,000 | Up to 50,000 | Up to 70,000 | Up to 80,000 |
| 24-HOUR EMERGENCY ASSISTANCE (Always Included) | ||||
| Delivery of Medicines | Included | Included | Included | Included |
| Emergency Message Transmission | Included | Included | Included | Included |
| Foreign Hospital Admission Assistance | Included | Included | Included | Included |
| Legal and Interpreter Referrals | Included | Included | Included | Included |
| Lost Baggage & Document Assistance | Included | Included | Included | Included |
| Medical Consultation, Evaluation & Referrals | Included | Included | Included | Included |
| Medical Monitoring | Included | Included | Included | Included |
| Prescription Assistance | Included | Included | Included | Included |
Note: Final coverage, limits, and definitions are per policy wording. Some benefits may require prior approval or have sub-limits.
